JRB Financial Pulse

JRB Financial Pulse #75 — April 2024

• JRB Board Welcomes Three New Trustees
• Spending Strategies in Retirement
• Spring Israel Bonds Offering Now Underway

JRB Financial Pulse #74 — March 2024

• Medicare Basics
• When Should You Claim Social Security Benefits?

JRB Financial Pulse #73 — February 2024

• Rebalancing Your Portfolio
• Financial Milestones – For Those in Their 40’s
• Tax Brackets – 2023 and 2024 Compared

JRB Financial Pulse #72 — January 2024

• End-of-Year Tax Tips – Tax Credits
• Complimentary Life Insurance Increases to $30,000
• Thank You for Your Service, Rabbi Dror

JRB Financial Pulse #71 — November 2023

• End-of-Year Tax Tips – Deductions
• What Is a Required Minimum Distribution?
• Social Security Announces 2024 COLA
• 2024 JRB Retirement Plan Contribution Limits

JRB Financial Pulse #70 — October 2023

• Stable Value Interest Fund Returns Explained
• JRB Board and Staff Sadly Mourn the Passing of Rabbi Matthew H. Simon z''l

JRB Financial Pulse #69 — August 2023

• Financial Milestones – For Those in Their 30s
• U.S. Department of Education Announces New Student Debt Cancellation Programs

JRB Financial Pulse #68 — July 2023

• Understanding the Parsonage Allowance Part 3:
  Claiming Parsonage Tax Benefits in Retirement
• The JRB Mourns the Loss of Our Long-Time Trustee Robert Shapiro
• Student Debt Forgiveness Rejected But Useful Student Debt Relief Benefits Remain in Force

JRB Financial Pulse #67 — June 2023

• Understanding the Parsonage Allowance Part 2:
  Calculating the Parsonage Allowance
• How the Debt Ceiling Deal Affects Student Loan Moratorium

JRB Financial Pulse #66 — May 2023

• Understanding the Parsonage Allowance Part 1:
  Parsonage and the Dual Tax Status of Clergy
• Social Security Finances Continue to Deteriorate
  Long-Term Fixes Remain the Same

JRB Financial Pulse #65 — April 2023

• How Long Should You Keep Your Tax Records?
• Estate Planning Tips
• JRB Israel Bonds Offering Ends May 8

JRB Financial Pulse #64 — February 2023

• 6 Financial Planning Tips for Millennials (and Everyone Else)
• Managing Your JRB Portfolio in – or Near – Retirement

JRB Financial Pulse #63 — January 2023

• Riding the Whirlwind – 2022 in Review
• Thank You Mrs. Phyllis Hofman Waldmann and Scott H. Kaplan, Esq.
• The JRB Board Welcomes Two New Members

JRB Financial Pulse #62 — December 2022

• Manage Your JRB Account Online
• Federal Student Loan Payment Moratorium Extended to June 30, 2023

JRB Financial Pulse #61 — November 2022

• Getting Ahead of Your 2022 Taxes
• What Is a Required Minimum Distribution?

JRB Financial Pulse #60 — October 2022

• 9 Mistakes to Avoid When Naming Beneficiaries
• JRB Israel Bonds Offering Ends November 8
• Social Security Announces 8.7% 2023 COLA and Other Updates
• 2023 JRB Retirement Plan Contribution Limits

JRB Financial Pulse #59 — August 2022

• JRB Complimentary Insurance Program – A Benefit of Membership
• CAPTRUST Presents a 2nd Quarter Investment Review

JRB Financial Pulse #58 — July 2022

• Health Care in Retirement Estimated to Cost $315,000

JRB Financial Pulse #57 — June 2022

• Get the Most Out of the JRB – Take Advantage of Our Full Range of Benefits
• Getting Ahead of Your 2022 Taxes

JRB Financial Pulse #56 — May 2022

• Market Thoughts from CAPTRUST
• Public Service Student Loan Forgiveness Program Resources
• Description of the Program
• Consumer Financial Protection Bureau Webinar
• Consumer Financial Protection Bureau PowerPoint

JRB Financial Pulse #55 — April 2022

• Social Security for Married Couples
• JRB Israel Bonds Offering Ends May 9

JRB Financial Pulse #54 — March 2022

• War in Ukraine: What Does it Mean for Long-Term Investors?
• Public Service Student Loan Forgiveness Program Webinar

JRB Financial Pulse #53 — February 2022

• Understanding Inflation
• The JRB Welcomes Two New Trustees to the Board

JRB Financial Pulse #52 — January 2022

• JRB Stable Value Interest Fund, State of Israel Bonds, Fidelity Puritan Fund
• Thank You Gary Rosenthal

JRB Financial Pulse #51 — December 2021

• 12 Tips for 2021 Taxes
• 2022 JRB Retirement Plan Contribution Limits

JRB Financial Pulse #50 — November 2021

• Conservative Movement Employees Now Eligible for Student Loan Forgiveness Program
• 2022 JRB Retirement Plan Contribution Limits
• Understanding Medicare
• What Is a Required Minimum Distribution?

JRB Financial Pulse #49 — October 2021

• JRB Bond Funds
• Social Security Announces 2022 COLA

JRB Financial Pulse #48 — September 2021

• Complimentary Financial Consultation
• 2021 Social Security Trustees Report Demonstrates Pandemic Impact

JRB Financial Pulse #47 — August 2021

• JRB Target Date Fund Options
• JRB Board Welcomes Dr. Edward Edelstein, CJE

JRB Financial Pulse #46 — July 2021

• JRB Mourns the Passing of Dr. Michael Halzel
• Distribution Options for Beneficiaries

JRB Financial Pulse #45 — June 2021

• Is Inflation a Problem? How Should a Long-Term Investor Respond?

JRB Financial Pulse #44 — May 2021

• Health Insurance Subsidies in the American Rescue Plan Act
• JRB International Equity Fund Investment Choices

JRB Financial Pulse #43 — April 2021

• 5 Hidden Tax Benefits from the American Rescue Plan

JRB Financial Pulse #42 — March 2021

• JRB U.S. Small- and Mid-Cap Funds
• Defining – and Calculating – Your Net Worth

JRB Financial Pulse #41 — February 2021

• 5 Financial Housekeeping Tips for 2021
• 10 Tax Tips for 2020 and 2021

JRB Financial Pulse #40 — January 2021

• JRB U.S. Large-Cap Funds
• 2021 Investment Outlook: Beyond COVID-19

JRB Financial Pulse #39 — December 2020

• Medicare Changes in 2021
• Tax Credits and Tax Deductions: What’s the Difference?
• How U.S. Stocks Fared in Past Election Cycles

JRB Financial Pulse #38 — November 2020

• 6 End-of-Year Tax Tips for 2020
• Who is Alerus?
• 2021 JRB Retirement Plan Contribution Limits
• How U.S. Stocks Fared in Past Election Cycles

JRB Financial Pulse #37 — October 2020

• 2020 Social Security Financial Update
• Social Security Announces 2021 COLA

JRB Financial Pulse #36 — September 2020

• A Simple Mind Trick to Save More for Retirement

JRB Financial Pulse #35 — August 2020

• Investing in a Low Interest Rate Environment
• 30-Year Mortgage Rates Hit Lowest Rate in History

JRB Financial Pulse #34 — July 2020

• In Memoriam – Rabbi Arnold B. Marans
• Working and Social Security – What Are the Rules?
• The Job Market is on the Mend, But It Still Has a Long Way to Go

JRB Financial Pulse #33 — June 2020

• 15 Questions to Test Your Financial Knowledge

JRB Financial Pulse #32 — May 2020

• The Market Is Up. What Does It Mean?
• Quarterly Statements Going Digital

JRB Financial Pulse #31 — April 2020

• Seven COVID-19 Disaster Relief Benefits for You
• How Have Markets Performed in Previous Downturns?

JRB Financial Pulse #30 — March 2020

• I Have Lost Nothing in the Stock Market Because I Am Not Selling Today
• How Much Income Can My Retirement Account Provide?

JRB Financial Pulse #29 — February 2020

• Four Changes to the Tax Code that May Affect You
• Create Your Own Will, Power of Attorney, Healthcare Directive and Living Trust

JRB Financial Pulse #28 — January 2020

• 2020 Investment Outlook
• Powers of Attorney and Advance Medical Directives

JRB Financial Pulse #27 — December 2019

• Managing Your JRB Portfolio in Retirement

JRB Financial Pulse #26 — November 2019

• 2019 Year End Tax Tips
• What is a Required Minimum Distribution?
• 2020 JRB Retirement Plan Contribution Limits

JRB Financial Pulse #25 — October 2019

• 6 Financial Planning Tips for Millennials
• Social Security Announces 2020 COLA

JRB Financial Pulse #24 — September 2019

• How Can You Tell If a Recession Is Coming?
• JRB Complimentary Insurance Program - A Benefit of Membership

JRB Financial Pulse #23 — August 2019

• When Should You Claim Social Security?
• Building an Investment Portfolio

JRB Financial Pulse #22 — July 2019

• How Inflation Affects Your Retirement Savings: And What You Can Do About It
• 3 Ways to Get the Most Out of Your Raise

JRB Financial Pulse #21 — June 2019

• 8 Mistakes to Avoid When Naming Beneficiaries
• What the Social Security Trustees’ Report Means to You

JRB Financial Pulse #20 — May 2019

• Paying for Healthcare in Retirement
• Understanding Investment Risk

JRB Financial Pulse #19 — April 2019

• Tax Tips for 2019
• Managing Market Volatility Near Retirement

JRB Financial Pulse #18 – March 2019

• Constitutionality of Housing Allowance Affirmed
• Investment Fundamentals: Understanding Bond Mutual Fund Benchmarks

JRB Financial Pulse #17 – February 2019

• Rebalancing Your Portfolio
• 6 Changes to Social Security and Medicare

JRB Financial Pulse #16 – January 2019

• 2019 Investment Outlook
• Investment Fundamentals: Understanding Stock Mutual Fund Benchmarks

JRB Financial Pulse #15 – December 2018

• Putting Stock Market Volatility into Perspective

JRB Financial Pulse #14 – November 2018

• Achieving Financial Security in the Conservative Jewish Movement
• 2019 JRB Retirement Plan Contribution Limits

JRB Financial Pulse #13 – October 2018

• 7 Year-End Tips for 2018 Taxes
• Social Security Announces 2019 COLA Changes

JRB Financial Pulse #12 – September 2018

• Investment Fundamentals:  Introduction to Bonds
• Spending Strategies in Retirement

JRB Financial Pulse #11 – August 2018

• Saving for Your Child’s Education

JRB Financial Pulse #10 – July 2018

• Investment Fundamentals: The Mutual Fund Style Box
• Why You Should Review Your Beneficiary Designations

JRB Financial Pulse #9 – June 2018

• Investment Fundamentals: Understanding Growth and Value Investing
• Balancing Student Debt with Retirement Savings

JRB Financial Pulse #8 – May 2018

• Investment Fundamentals: Understanding Market Capitalization
• Planning Your Retirement Income: Taking Distributions with Taxes in Mind

JRB Financial Pulse #7 – April 2018

• The JRB Board of Trustees – Your Retirement Plan Fiduciaries
• 5 Tips to Reduce Your 2018 Taxes

JRB Financial Pulse #6 – March 2018

• You Have the Power – Manage Your JRB Account Online
• JRB Board Approves Disaster Relief Loans

JRB Financial Pulse #5 – February 2018

• What Market Volatility Means for You
• How Tax Reform Affects You: Reviewing the 2017 Tax Cuts & Jobs Act

JRB Financial Pulse #4 – January 2018

• 2018 Investment Outlook
• Clergy Housing Allowance – Federal Litigation

JRB Financial Pulse #3 – December 2017

• Active vs. Passive Investment Management: Which Strategy is Best for You?

JRB Financial Pulse #2 – November 2017

• 5 Questions for 2017 Year-End Tax Planning

JRB Financial Pulse #1 – October 2017

• Compounding: The Eighth Wonder of the World
• What is a Required Minimum Distribution (RMD)?

Additional Articles

• Monitoring Your Retirement Readiness
• Do You Plan to Retire within 10 Years? It’s Time for a Financial Checkup
• Three Tips to Lower Your Taxes