Learning Center
This Learning Center was created to help you make sound investment and savings decisions for your JRB account.
Whether you’re new to the Plan, have been contributing for several years, nearing retirement or in retired, you’ll find objective, educational information that clearly explains investment principles and strategies you can use to achieve your long-term financial well-being.
It’s essential to have a basic understanding of investing and retirement planning. That way, you can have more meaningful discussions about your account with your family, financial advisors and the JRB’s professional staff.
Plan Features
- The JRB Plan
- JRB Plan Member Benefits
- JRB Complimentary Insurance Program - A Benefit of Membership
- You Have the Power – Manage Your JRB Account Online
- Create Your Own Will, Power of Attorney, Healthcare Directive and Living Trust
- The JRB Board of Trustees – Your Retirement Plan Fiduciaries
Investment Fundamentals
- Compounding: The Eighth Wonder of the World
- Understanding Market Capitalization
- Understanding Growth and Value Investing
- Active vs. Passive Investment Management: Which Strategy is Best for You?
- The Mutual Fund Style Box
- Understanding Stock Mutual Fund Benchmarks
- Introduction to Bonds
- Understanding Bond Mutual Fund Benchmarks
- Building an Investment Portfolio
- Understanding Investment Risk
- Rebalancing Your Portfolio
- Putting Stock Market Volatility into Perspective
- What Market Volatility Means for You
- How Can You Tell If a Recession Is Coming?
Taxes
- Four Changes to the Tax Code that May Affect You
- 2019 Year End Tax Tips
- Three Tips to Lower Your Taxes
- How Tax Reform Affects You: Reviewing the 2017 Tax Cuts and Jobs Act
Saving for Retirement
- 2020 JRB Retirement Plan Contribution Limits
- Saving for Your Child’s Education
- Balancing Student Debt with Retirement Savings
- 6 Financial Planning Tips for Millennials
- 3 Ways to Get the Most Out of Your Raise
- How Inflation Affects Your Retirement Savings: And What You Can Do About It
Retirement
- Spending Strategies in Retirement
- Planning Your Retirement Income: Taking Distributions with Taxes in Mind
- What is a Required Minimum Distribution?
- Managing Your JRB Portfolio in Retirement
- Managing Market Volatility Near Retirement
Social Security and Medicare
- Social Security Announces 2020 COLA
- When Should You Claim Social Security?
- Paying for Healthcare in Retirement
- What the Social Security Trustees’ Report Means to You
Estate Planning
- 8 Mistakes to Avoid When Naming Beneficiaries
- Why You Should Review Your Beneficiary Designations
- Powers of Attorney and Advance Medical Directives